Calculate SimplyHow to use Sinking Funds Tracker & Savings Calculator
- Start with settings that match your own situation.
- Add records one at a time and use Edit to correct them.
- Review the summary and method, then save or export a backup.
Method and assumptions
Required contribution per fund = max(target − saved, 0) ÷ remaining contributions. Dates are references; enter the actual number of payments remaining.
Worked example
Load example uses these illustrative inputs; replace them with your own.
| Fund name | Target amount | Already saved | Remaining contributions |
|---|---|---|---|
| Annual insurance | 120000 | 24000 | 12 |
- Total targets: 120000 PKR
- Already saved: 24000 PKR
- Still needed: 96000 PKR
- Note: Contributions may have different schedules; compare each fund separately.
Inputs and records
You can edit: Currency; Fund name; Target amount; Already saved; Remaining contributions; Target date (reference).
Frequently asked questions
Is this tool free?
Yes. You can use the workspace and export your results without creating an account.
Will my entries appear on another device?
No automatic synchronisation is provided. Export a JSON backup and import it into the same tool on the other device.
What happens if I clear browser data?
Saved plans may be removed. Keep a downloaded backup if you want to retain your entries.
How are the results calculated?
Required contribution per fund = max(target − saved, 0) ÷ remaining contributions. Dates are references; enter the actual number of payments remaining.
Method references
These references explain the underlying subject. They do not endorse this website. Templates and reflection prompts here are original.